How Splitit Works

Choose Splitit at Checkout

Splitit offer 0% interest all the time. Never any late fees

Select Number of Payments

Choose the number of payments that suits you. No applications or credit checks

Pay over time with your credit Card

Use your credit card to split your payment into manageable, bite-sized chunks

Sample Splitit Computation



Pay Today


$200 held on card

2nd Payment


$100 held on card

Final Payment


$0 held on card

* At the time of purchase, once the merchant confirms your shipment, you will only be charged for the first payment. The remaining balance will be held on your credit card until the final payment is made. After each monthly payment, the amount held from your available balance will be reduced to the new remaining balance (the held amount might appear as "pending").

* To be eligible, you must own a VISA or MasterCard credit card and have the entire amount of your purchase available on your card.

* Splitit will not charge you interest or fees. Other charges may apply from your credit card issuer.

Want more information on Splitit? Head on down to the Splitit Website for more information